International Business Advisory

Bridging Two Oceansof Opportunity.

We open doors for businesses expanding across Eastern Europe, the GCC and the Indian Subcontinent — combining boardroom-level financial leadership with deep, on-the-ground regional relationships.

Insurance & financial advisory, market entry, legal, tax & Zakat, and technology — delivered by senior practitioners who have led listed groups, Big-4 practices and cross-border transactions.

3 Strategic Regions
20+ Years Leadership
12+ Countries of Relationships
Big-4 Advisory Depth
Who We Are

A trusted bridge between markets that rarely speak the same language.

Two Oceans Strategy Advisors exists to turn distance, regulation and unfamiliarity into competitive advantage for ambitious businesses.

Our Vision

Vision

To be the advisory partner of choice for enterprises seeking growth beyond their home market — the bridge that connects capital, expertise and opportunity across Eastern Europe, the Gulf Cooperation Council and the Indian Subcontinent.

We see three of the world's most dynamic economic regions not as separate worlds, but as one connected corridor of opportunity. Our purpose is to help businesses expand confidently into these markets — unlocking new revenue, capital and partnerships while navigating regulation, culture and risk with clarity.

Where others see borders, we see bridges. We measure our success by the doors we open and the lasting ventures our clients build on the far shore.

Our Mission

Mission

We equip international businesses to enter and scale in high-growth markets — combining institutional-grade financial rigour with genuine local relationships, and translating complexity into decisive, actionable strategy.

Our mission is to stand beside our clients from first insight to signed deal and beyond: shaping the strategy, engineering the financials, securing the capital, satisfying the regulator, and building the technology that carries growth forward.

We move at the speed of modern business — data-driven, discreet, and relentlessly focused on outcomes that endure long after the engagement ends.

What We Do

Our Services

Five integrated advisory practices — engineered to help you report with confidence, expand into new markets, stay compliant, and grow through technology.

Insurance Financial & Actuarial Advisory

Our flagship practice — built on two decades leading finance for listed and multi-country insurance groups.

  • IFRS 17 & GAAP financial reporting — end-to-end implementation, transition and reporting under IFRS 17, IFRS 4 and applicable local GAAP.
  • Risk-Based Capital (RBC) & Solvency II — advisory, capital modelling, solvency dashboards and regulatory forecasting.
  • Portfolio analysis & optimization — product, pricing-adequacy and reinsurance analytics that protect and grow margin.
  • Executive KPI dashboards — transparent, real-time management reporting across revenue, portfolio, G&A, acquisition costs and ALM.
  • Budgeting, planning models & AI agents for insurance — dynamic planning tools and intelligent automation for the insurance value chain.
  • M&A advisory & due diligence — valuation, financial and actuarial due diligence, and consolidated solvency forecasting.
  • Fundraising & financing — capital raising, investor readiness and financing structures for insurers and financial groups.
  • Structured solutions for capital relief — reinsurance and alternative risk-financing strategies that release and optimise capital.

Financial Reporting for Your Business

IFRS & local GAAP reporting, modelling and planning for companies in any sector.

  • IFRS & local GAAP reporting — statutory and management reporting, consolidation and audit-ready financial statements.
  • Financial model creation — bespoke three-statement, valuation and scenario models.
  • Budgeting & forecasting — planning frameworks, variance analysis and performance dashboards.
  • Finance transformation — closing reporting gaps and building robust, transparent finance functions.

Market Entry Advisory

Eastern Europe, the GCC & the Indian Subcontinent — from first research to first revenue.

  • Market research & opportunity sizing — demand, competition and regulatory landscape analysis.
  • Entry strategy & positioning — go-to-market, licensing route and partnership models.
  • Legal & regulatory set-up — company formation, licensing and compliance with local counsel.
  • Networking & introductions — access to our trusted network across Saudi Arabia, the UAE, Bulgaria, Romania, Turkey, Oman, Bahrain, North Macedonia, Greece, Pakistan and India.
  • Partner & JV search — identifying, vetting and negotiating with local partners, agents and distributors.
  • Landing & scale-up support — hiring, local operations and ongoing on-the-ground representation.

Legal, Tax & Zakat Advisory

Compliance and optimization across the GCC, Bulgaria, North Macedonia & Greece.

  • Tax & Zakat compliance — corporate tax, VAT, withholding tax and Zakat filings and health-checks.
  • Tax optimization & structuring — efficient cross-border and holding structures, transfer pricing and international tax planning.
  • Legal advisory — corporate, commercial and regulatory support with trusted local law firms.
  • Reorganisations & transactions — mergers, restructurings and due diligence.

Technology & Data Services

Delivered by development teams in Europe & the Indian Subcontinent.

  • Business application development — custom software and platforms tailored to your operations.
  • Websites & digital presence — modern, high-performance corporate sites and portals.
  • AI agents & automation — intelligent assistants and workflow automation for finance and operations.
  • Big data structuring & analysis — data pipelines, warehousing and analytics that turn data into decisions.
Our People

Led by a practitioner, not a presentation.

Gulf financial district skyline at dusk

Two Oceans is guided by a senior insurance-finance executive with more than 20 years across the GCC and Central & Eastern Europe — combining CFO, Deputy-CEO and Board-level leadership with the depth of a Big-4 advisory career.

Our founder currently serves as Chief Financial Officer of a Tadawul-listed, USD 1bn+ Saudi insurer, leading finance, IFRS 17 reporting, taxation, reinsurance and M&A — and has led group finance, corporate governance and transactions for pan-regional insurance groups with revenues approaching half a billion euros. Earlier, he headed one of the Big-4's largest tax, legal and accounting practices in the region.

It means you work with someone who has sat in the CFO's chair, chaired the supervisory board, closed the deal and satisfied the regulator — advice grounded in real accountability, delivered with warmth, discretion and genuine care for your success.

IFRS 17 & IFRS 4 Solvency II & RBC M&A & Due Diligence Regulatory Reporting Reinsurance & Capital Zakat, VAT & Tax

GCC

Core financial, tax, legal, regulatory & IT competencies across Saudi Arabia, the UAE, Qatar, Kuwait, Bahrain and Oman.

South Asia

Chartered accountants, legal, tax and technology talent across Pakistan and India.

Eastern Europe

Finance, tax, legal and regulatory expertise across Bulgaria, Romania, N. Macedonia, Greece & the wider CEE/SEE region.

Our Network

A senior team spanning three regions.

Behind every engagement stands a curated network of proven professionals — chosen for expertise, integrity and international experience.

01

Insurance & Financial Services

Specialists with extensive backgrounds in insurance, reinsurance and financial services across listed and multi-country groups.

02

ACCA & SOCPA

ACCA-qualified professionals and SOCPA-certified accountants in Saudi Arabia.

03

Chartered Accountants

Chartered accountants across Eastern Europe and Pakistan with strong statutory and IFRS expertise.

04

Former Big 4

Former Big-4 advisory, audit and transaction professionals bringing institutional rigour to every engagement.

05

Legal & Tax Professionals

Experienced legal and tax advisors covering the GCC, Bulgaria, North Macedonia and Greece.

06

IT Developers

Software developers and data engineers from Europe and South Asia with a track record on international projects.

We deliberately keep our team lean and senior. You are advised by people who have done the work — and who remain personally accountable for your outcomes.

Contact

Let's explore your next market.

Whether you are reporting under IFRS 17, weighing an acquisition, or planning your first venture into a new region, we would be glad to talk.

Tell us where you want to grow — and we will show you the bridge.